Construction
Capital that moves at the pace of the schedule, not the pay application.
- Mobilization comes before revenue
- Retainage sits on the sidelines
- Material pricing rewards decisiveness
Every industry waits on money differently
Retainage, payer remittance, settlement. Same shortfall on paper. Three different fixes.
The five we see most
How each one gets paid, and where the gap usually opens up.
Medical Practices
Financing built around how a practice actually collects.
- Reimbursement timing is outside your control
- Equipment defines what you can offer
- Growth usually means space
Healthcare and Clinics
Capital for clinics carrying real volume and real fixed costs.
- Staffing is the largest variable
- Facilities carry high fit out costs
- Technology is no longer optional
Trucking and Transportation
Capital sized to the way a fleet actually spends and collects.
- Freight bills settle after the load is delivered
- Repairs do not schedule themselves
- Insurance is a major fixed cost
Home Health Care
Capital for agencies that pay caregivers weekly and get paid much later.
- Payroll runs ahead of reimbursement
- Caregiver recruitment is continuous
- Compliance and documentation carry cost
Not on the list?
Manufacturing, distribution, staffing, professional services. These five just come up the most.
Describe your operating cycle
Tell us what the money is for and how you get paid. That is usually enough to say something useful back.